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Citibank Indian Oil Gold Card
Bank CITIBANK
Class Oil  
Sub Class Indian Oil
Rating Gold
Photo Option
Signature Option
Dom/Int International
Insurance
Air Accident Other Accident Supplementary Card Air Accident Supplementary Card Other Accident
1000000  100000     
Household Insurance Purchase Protection Hospitalization Benefits  
  40000/180 Days     
Card Advantage
Cash Advance 2.5% min 150/USD 5  Balance Transfer 1.49% balance in 12,24,36 EMIS 
Reward Points 4/150 Turbo Points and 1/150 for non IOL outlets  Revolving Credit 2.95 
Credit Period   Renewal Outstanding / Late Payment Fees  
Minimum Spending   Maximum Spending  
Billing Date      
Minimum Requirement
Salaried Min Age 18  240000  5 Add on Cards 
Salaried Max Age  
Self Employed Min Age 18  240000 
Self Employed Max Age  
Joining Fees Annual Fee Renewal Fee Add On Card Fee
  2000    1000 
Airlines Travel Benefits
Air train bookings Travel House  Delay in Receipt of Checked Baggage 5000 in India/10000 abroad 
Baggage Loss 40000 in india/60000 abroad  Loss of Checked Baggage Cover Upto  
International Air ticket Discount 5% Disc  Missing Flights due to Transhipment  
Domestic Air ticket Discount 3.5% Disc  Loss of Travel Documents 25000 
Delay in Flight 15000  Hijacking Cover Upto  
Features
No Transaction Fee on Petrol Transactions at Indian Oil Powerful Insurance benefits 
Access to Airport Lounges in India Redeem Turbo Points for Free Fuel 
10% Discount on JK Radials 7.5% Disc on Bias Tyres from JK Tyres 
Railway Ticket Charge 2.5% Dial A Draft, Utility Payments, Photo Card, Global One Calling Card, Free Phone Home Facility 
Free Teleoptima Calling Card

- Simple Insurance - Average Insurance - Insured
- Photo Option - No Photo Option 

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